Travel insurance for pre-existing medical conditions

Finding a cheap travel insurance policy that is tailored to suit you and your travel plans can be tricky; even more so if you need cover for a pre-existing medical condition. At Thomas Cook, we don't believe that a medical condition should stop you from visiting the people and places you love; so we provide affordable medical travel insurance, even to those who may have been turned away from other insurers.

We can provide fully comprehensive travel insurance with medical conditions for a single trip or on an annual and multi-trip travel insurance policy for all your holidays this year.

Pre-existing medical conditions travel insurance can cover:


Adding a medical condition

To receive a personalised quote for your medical condition, simple use the booking form above. Here you will be guided through the discrete medical screening process to provide you with a quote to suit your pre-existing medical condition and your trip. You can complete the screening online, or call the friendly contact centre.

What is a pre-existing medical condition?

Pre-existing conditions are medical conditions that existed before an insurance policy was taken out. Any disease or illness for which you have ever received medication, advice or treatment or experienced symptoms for will need to be declared when obtaining a quote.

Must I declare my medical condition?

It is very important that you declare any medical conditions, either using the online medical screening, or by phoning our friendly insurance experts on 0871 360 2712. Failure to declare any medical conditions may invalidate your entire policy should you make a claim.


Thomas Cook Retail Limited is an Appointed Representative of White Horse Insurance Ireland dac, which is authorised by the Central Bank of Ireland. Thomas Cook travel insurance is underwritten by White Horse Insurance Ireland dac. To check this you may visit www.centralbank.ie.

Thomas Cook Registered Office: Westpoint, Peterborough Business Park, Lynch Wood, Peterborough, PE2 6FZ. Company registration no: 00102630. Telephone calls may be monitored or recorded.