Low Deposit Holidays

Pay monthly holidays – secure a deal from just £19pp deposit

Your holiday, your way to pay

Ready to make your holiday happen? Whether you're travelling in 2026 or 2027, our low deposit holidays let you secure your getaway from just £19pp, with no admin fees and ATOL protection for extra peace of mind.

We don't offer no-deposit holidays, but our low deposits start from as little as £19pp – you can choose what suits you best: spread the cost with monthly payments, pay in stages, or pay in full upfront. Explore the options below and get one step closer to your sunshine escape.

T&Cs apply.

How our payment options work

Payment option	Best for	When
Low deposit - staged	Small upfront payment	21 days to 12 weeks before departure
Low deposit - monthly	Spreading the cost	More than 12 weeks before departure
Standard deposit	Paying a large deposit upfront	From 21 days before departure
Pay in full	Getting everything paid upfront	Any time, including late bookings

Low deposit holidays - monthly payments

Pay-monthly holidays make it easier to spread the cost of your trip if you're booking well ahead of your departure date. Book your holiday from £19pp, then make regular monthly payments towards the balance. It’s a simple way to budget over time, rather than paying the full balance upfront.

Pay the initial amount from £19pp when you book
Make regular monthly payments towards your balance
Pay the final balance shortly before departure

Available on departures more than 12 weeks away. Your exact payment amounts and dates will be shown during the booking process.

Standard deposit

If you prefer to keep things simple, pay your deposit when you book, then make one final payment a few weeks before you travel. It’s a straightforward option if you don’t need to spread the cost across monthly payments but don't want to pay for your holiday in full upfront.

Ways to pay

Choose the payment method that works for you. The options available depend on your payment plan, departure date and booking value.

Visa & Mastercard: Pay by debit or credit card across all deposit plans and when paying in full.

Apple Pay: Available when paying in full on iOS devices with an active Apple Pay account.

Klarna Pay in 3: A separate credit product from Thomas Cook's own payment plans, provided by Klarna. Spread your payment over three instalments for eligible bookings departing within 21 days and costing under £4,000. Available to UK residents aged 18 or over – please check Klarna’s eligibility criteria before choosing this option.

Pay in full

Paying in full means you cover the total cost when you book, so there’s nothing else to remember or keep track of. It can also be useful for late or last minute bookings, when deposit payment options may not be available. Plus, if you’re planning ahead, paying in full gives you plenty of time to save up and budget for your spends before you go.

Great low deposit holiday destinations

Low Deposit Holidays

FAQs

Do you offer no-deposit holidays?

No, we don’t currently offer £0 deposit holidays. Our low deposits start from £19pp, with the exact initial payment shown during booking.

How much is the deposit on a Thomas Cook holiday?

The deposit varies depending on your holiday and payment option. You’ll see the exact amount you need to pay when you book.

What’s the difference between a low deposit and a standard deposit?

A low deposit lets you secure your holiday with a smaller upfront payment and spread the remaining cost, while a standard deposit involves a larger upfront payment followed by the final balance later.

Can I pay for my holiday monthly?

Yes, monthly payment options are available on selected holidays departing more than 12 weeks away. You’ll make an initial payment from £19pp, followed by monthly payments, with the final payment due before departure.

What happens if I miss a payment or cancel before I’ve paid in full?

If you cancel before your balance is due, you'll still be liable for the outstanding balance plus a cancellation fee. If you miss a scheduled payment, we'll contact you to arrange it – if it isn't resolved, your booking may be cancelled and you may still be liable for costs incurred, including an admin fee. Full terms apply – see our booking conditions, or contact us if you have questions.