What happens if I miss a Pay in 3 payment?

Modified on: Fri, 07 Aug, 2026 at 11:44 AM


Pay in 3 lets you spread the cost over time, and you'll just need to make sure your scheduled payments to Klarna are made on time. Payments are taken automatically from your chosen card or bank account, so there’s no need to worry about missing a date.
 

Klarna will send you a few helpful reminders before each payment, giving you time to make sure everything’s in order. Just remember, late fees may apply if a payment isn’t made on time - so do check Klarna's T&Cs for all the details.
 

* Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.